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Cash Book Template: Free Excel Download

If you handle cash receipts or cash payments, you need a cash book. Our free Excel template calculates the balance automatically and includes a cash count section for reconciliation.

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einzly Redaktion
Tax & Finance Editorial
6 min read
7 Mar 2026
Related topics
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A cash book records all cash movements in your business — cash receipts and cash payments. In Switzerland, it is part of proper bookkeeping under CO Art. 957 and is especially important if you regularly deal with cash.

To learn how the cash book fits into your overall accounting, see our article Income and Expense Statement. Here you'll find the matching template.


01What Belongs in a Cash Book?

A proper cash book should include the following details for each entry:

FieldDescription
DateWhen did the transaction take place?
Receipt No.Unique reference to the receipt (till slip, voucher)
DescriptionWhat was bought/sold?
Receipt (CHF)Cash inflow into the register
Payment (CHF)Cash outflow from the register
Balance (CHF)Running cash balance (calculated automatically)
Important: The balance must never be negativeIf the cash book balance goes negative, something is wrong — you cannot spend more cash than is in the register. A negative balance is considered an error by the tax office.


02Download Template

Our Excel template contains the cash book with a running balance calculation and a cash count section for monthly reconciliation.

Excel Template: Cash Book (.xlsx)

With automatic balance, cash count reconciliation and sample entries. Ready to use for sole proprietorships and small businesses.

What is included in the template?Cash book with 8 sample entries (opening balance, cash sales, purchases), running balance formula, total row for receipts and payments, plus a cash count section with expected balance, actual balance and variance.


03Filling in the Template — Step by Step

1
Download the template

Download the Excel file and open it in Excel, Google Sheets or LibreOffice Calc.

2
Enter opening balance

The first entry in the cash book is always the opening balance — the amount of cash on hand at the beginning of the month. Enter this amount as a receipt.

3
Record transactions

Enter each cash movement individually: receipts in the 'Receipt' column, payments in the 'Payment' column. The balance is calculated automatically.

4
File receipts

Every transaction needs a receipt. Number the receipts sequentially (C-001, C-002, etc.) and file them in a folder — physically or digitally. Details in our article Storing Receipts.

5
Perform cash count

At month-end: count the cash on hand (actual balance). Enter the counted amount in the cash count section. The variance against the expected balance (per the cash book) is calculated automatically. Ideally, the variance is CHF 0.00.



04Important Rules for the Cash Book

  • Record chronologically: Always enter transactions in chronological order — no retrospective insertions between existing rows
  • No gaps: Every cash movement must be recorded — even small amounts such as postage or tips
  • Balance never negative: If the balance drops below zero, a receipt is missing or a payment was booked incorrectly
  • Receipt for every entry: Without a receipt, the expense is not tax-deductible. For small cash payments, create a self-made receipt
  • Monthly cash count: At the end of each month, count the cash and reconcile it with the cash book. Investigate any variances immediately


05Keep Your Cash Book Digitally with einzly

With einzly, you can record income and expenses digitally — including cash movements. All entries flow automatically into your accounting and tax return.

  • Record income and expenses: Cash and bank transactions in one tool — no separate cash book needed
  • Receipt upload: Photograph receipts and assign them directly to the entry
  • Automatic reports: Profit, revenue and expenses always up to date — not just at year-end
Start for freeTry einzly free for 30 days — no credit card required. Accounting, invoices and cash book in one tool at einzly.ch.


06Frequently Asked Questions

If you regularly have cash receipts or cash payments, a cash book is an important part of your bookkeeping obligation (CO Art. 957). If you only pay and receive via bank, you don't need a separate cash book.
A negative balance is an error — you cannot spend more cash than is available. Check whether a receipt was missed or a payment was booked incorrectly.
At least once a month is recommended. If you have a lot of cash transactions (e.g. a retail shop), ideally daily or weekly. The more frequently you count, the easier it is to identify variances.
Yes, this is permitted in Switzerland. The important thing is that entries are traceable, chronological and complete — and that receipts are stored either digitally or physically.
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