HomeBlogStarting a business
Starting a business

10 Tips for Everyone Who Wants to Go Self-Employed

You have felt it for a while now. That inner voice that keeps coming back. Here are 10 tips to help you take the leap -- without risking everything.

e
einzly Redaktion
Tax & Finance Editorial
9 min read
1 Apr 2026
Related topics
Self-EmploymentStartupMotivation

You have felt it for a while now. That voice inside you that keeps saying: Do it. That is a good idea. Quit. This is not right for you. Maybe it comes in the morning in the shower, maybe at three in the morning, maybe during the meeting where you are having the same pointless discussion for the fifth time. It keeps coming back -- and it is not getting any quieter.

And it is probably right. But: do not jump blindly. Plan your exit -- so you do not lose your motivation before it even gets started. The following 10 tips are not theory from a business textbook. They come from someone who took the leap. Honest, direct, no sugar-coating.


011. Listen to Your Inner Voice -- but Plan the Escape

That voice that keeps coming back? There is a reason for it. It is not loud because you are naive -- it is loud because a part of you knows you are capable of more. Most people ignore it for years. They tell themselves it is 'not the right time'. Spoiler: the right time does not exist. There is only the moment you start.

But -- and this is important -- listen to the voice without switching off your brain. Do not hand in your notice tomorrow morning. Plan your exit strategically. How much runway do you need? Which clients could you win before you even start? Which fixed costs can you cut beforehand?

The goal is to build a bridge -- not burn down the old one. If you jump blindly, you land hard. If you build a bridge, you get safely to the other side.



022. Are You Solving a Real Problem?

The uncomfortable truth: nobody pays for a 'cool idea'. People pay for solutions to problems that hurt them today. Not tomorrow, not someday -- today. Ask yourself honestly: is there someone out there with a problem so urgent that they would spend money to solve it?

Nice-to-have ideas die. Must-have ideas survive. The difference? With a must-have, the customer is already searching for a solution. They are googling, asking around, comparing offers. With a nice-to-have, you first have to convince the customer they even have a problem. That is a completely different game -- and a much harder one.

No pain, no market. If nobody has a problem, nobody will pay. Your offer needs to be a painkiller -- not a vitamin.

Look at the most successful startups: they all solve a concrete, real problem. Uber solves the taxi problem. Airbnb solves the hotel problem. You do not have to change the world -- but you have to make someone's daily life easier.



033. Can You Become the Best?

You do not have to be the best in the world. But can you become so good in your niche, in your region, in your area of expertise, that people cannot get past you? 'Good' is not enough. Good is replaceable. You have to be so good they cannot ignore you.

Think about it: what is your unfair advantage? Maybe you have 10 years of experience in an industry nobody else understands. Maybe you have a network that others lack. Maybe you see things from a perspective your competition does not have. That advantage is your foundation -- build on it.

And if you are not the best yet? Then become it. Invest in your knowledge, gather experience, hone your craft. Self-employment does not reward the loudest -- it rewards the most competent.



044. Test Your Idea -- Before You Invest Everything

Talk to real potential customers. Not friends, not family -- people who would actually pay for it. Friends tell you what you want to hear. Customers tell you the truth -- with their wallet.

Ask three simple questions: Is this problem urgent for you? Would you pay for a solution? How much? If 8 out of 10 people say 'cool idea' but nobody reaches for their wallet -- then your idea has not been validated yet. 'Cool' does not pay the bills.

The best validation is a paying customer. Not a survey, not a like, not a 'Yeah, I would definitely use that'. Only when someone puts money on the table do you know your idea is worth something. Everything else is hope -- and hope is not a business model.



055. Turn the Idea into Small Realities

The idea in your head is worth nothing. Zero. Nada. An idea only becomes valuable when it exists in the real world. And for that you do not need a big launch -- you need small steps that make it real.

Each of these steps changes something in your mind. Suddenly it is no longer just a dream -- it is a project. With a name, a domain, a face. And with every step, it becomes harder to give up. That is a good thing.

1
Buy a domain

Pick a name and secure the .ch domain. It costs CHF 15 a year and makes it instantly real.

2
Reserve your social media handle

Register the Instagram, LinkedIn and TikTok handle -- even if you are not posting yet. The names go fast.

3
Draft your first offer

Write your offering on one A4 page. What do you offer? What does it cost? Who is it for?

4
Create a logo sketch

It does not have to be perfect. A sketch, a Canva draft, anything visual that gives your idea a face.

5
Order business cards

Sounds old-fashioned, but it does something to you. Suddenly you are holding your business in your hands.

6
Set up a basic website

A simple landing page is enough. Who you are, what you offer, how to reach you. That is all you need at the beginning.



066. Build a Bridge Income

The romantic idea: quit, go all-in, be successful in three months. The reality: most successful founders built their business alongside their job. In the evenings, on weekends, during lunch breaks. Not glamorous -- but effective.

If your current job drains you so much that there is no energy left, find a job that pays the bills and gives you enough room to breathe. It will not be your dream job -- but it keeps the lights on while you build your dream. That is not a step backwards. That is strategy.

The biggest mistake: quitting without income and then panicking after three months. Panic is the worst advisor for business decisions. You start accepting every gig -- including the wrong ones. You lower your prices. You lose focus. A bridge income gives you the freedom to make the right decisions.



077. Make a Checklist -- What Now, What Later

One of the most common reasons people never start: they think they need to do everything at once. Logo, website, commercial register, office, business cards, accounting, insurance, business plan -- the list feels endless. And it is exactly this overwhelm that paralyses you.

The truth: much of it can wait. Separate ruthlessly between what you need now and what can come later. Here is an honest breakdown:

NowLater
Validate your business ideaCommercial register entry (from CHF 100k revenue)
Clarify your OASI statusGet a professional logo designed
Open a business accountRent an office
Win your first clientsPerfect the website
Set up accountingHire employees
Perfectionism is the enemy of getting started. Launch at 80% and improve along the way. Your logo does not have to be perfect, your website does not have to be perfect, your offer does not have to be perfect. It just has to start.


088. Imagine the Best-Case Scenario

Everyone talks about risks. 'What if it does not work out?' 'What if you fail?' 'What if you do not make money?' Everyone around you knows the worst-case scenarios by heart. But nobody asks: What happens if it works?

Imagine this: you wake up in the morning and work on something that belongs to you. You decide who you work with. You set your own price, your own rhythm, your own holidays. You build something bigger than yourself. Financial freedom. Creative freedom. The freedom to say no.

Your brain is programmed to see dangers. That was useful when we had to run from sabre-toothed tigers. Today it stops you from reaching your potential. Train your brain to see the opportunities too. Visualisation is not esoteric -- it is focus. Those who can see the goal clearly will find the way.



099. When the Fear Is Greatest, You Are Closest

This might be the most important tip of all. And it sounds paradoxical: When you are most afraid, you are closest to the breakthrough.

Think about it. When is fear at its peak? Right when you are about to do something big. Hand in your resignation. Call your first client. Raise your prices. Sign the contract. In the moment when every fibre of your body screams 'Stop!' -- that is exactly when you are at the threshold.

Fear is a signal. Your comfort zone, your old beliefs, your doubts -- they throw everything they have into the battle. Why? Because they know you are about to leave them behind. They are not fighting against you -- they are fighting for their own survival. And that means: you are on the right path.

The greater the fear, the closer the breakthrough. Your doubts know you are almost there -- that is why they are screaming so loud.


1010. Even If You Fail -- You Still Win

Let us play through the worst-case scenario. The absolute worst case. Your business does not work out. You go back to a regular job. You save money. You try again. That is it. That is the worst thing that can happen.

Now look at that again: Your worst-case scenario is everyone else's current reality. They go to a regular job every day, save money and dream of self-employment. That is not so bad, is it?

But here is the real point: you learn more in one year of self-employment than in ten years of regular employment. You learn to sell, negotiate, make decisions, deal with uncertainty, set priorities, take responsibility. These skills are never lost -- regardless of whether your first business survives or not.

Real failure is not trying and falling. Real failure is never having tried at all. Sitting in an office at 60 and wondering: What if? That is the question that truly hurts. Not the failure -- the not trying.


Self-employment is not a leap into the unknown -- if you plan it right. You do not have to know everything, be able to do everything, or do everything at once. You just have to take the first step. Then the next. And the one after that.

And when you are ready to write your first invoice, send your first quote, or record your first expense -- einzly is there for you. Because accounting should be the last thing stopping you from starting your business.

einzly -- Accounting for Your Starteinzly is the accounting software for getting started with self-employment. Invoices, expenses, VAT -- all in one place. Try free for 30 days.

11Further Reading



12Frequently Asked Questions

Not necessarily for a sole proprietorship. But you need clarity on three things: What is your offer? Who is your target audience? And what do your finances look like (expected income, running costs, starting capital)? That can fit on one A4 page -- it does not have to be a 40-page document.
That depends heavily on your industry. Many service businesses start with CHF 0 to 5,000. The big advantage of a sole proprietorship: no minimum capital required. You need a business account, maybe a website, business cards and an accounting tool -- that is it for the beginning.
Always start on the side if possible. Build up an income and a client base before you quit. That way you start from a position of strength -- not desperation. But check your employment contract: some employers have non-compete or side-activity clauses.
When self-employment is your main activity or you earn more than CHF 2,300 per year from it. You register with your cantonal compensation fund (Ausgleichskasse). They will also assess whether you qualify as 'self-employed' -- for that you need multiple clients and bear the entrepreneurial risk yourself.
Waiting until everything is perfect. The perfect website, the perfect logo, the perfect business plan. Perfectionism is the enemy of progress. Start with what you have and improve along the way. Your first client does not care about your logo -- they want to know if you can solve their problem.
Share