HomeBlogVAT
VAT

The Flat Tax Rate Method Explained Simply

Everything Swiss self-employed professionals need to know about the VAT flat tax rate method. Simply explained, with concrete examples.

e
einzly Redaktion
Tax & Finance Editorial
8 min read
20 Feb 2026

01What Is the Flat Tax Rate Method?

Value added tax in Switzerland is normally calculated on the difference between your revenue and your input taxes -- this is called the effective method. The flat tax rate method (Saldosteuersatz) is a simplified alternative where you pay a predefined percentage of your revenue to the FTA (Federal Tax Administration).

Instead of offsetting every individual input tax, you pay a fixed, industry-specific rate. This rate is already calculated to take into account the average input taxes for your industry.

einzly handles this automaticallyYou select the method during setup -- einzly calculates your VAT liability automatically and shows you exactly which figures to enter on estv.admin.ch.


02Who Can Use the Flat Tax Rate Method?

The method is not available to everyone. The FTA sets clear conditions:

  • Your annual revenue does not exceed CHF 5.02 million
  • The annual VAT liability does not exceed CHF 109,000
  • You have been subject to VAT for at least one year
  • A defined flat tax rate exists for your field of activity

The prerequisite is, of course, that you meet the VAT obligation from CHF 100,000. If you meet the conditions, you must apply for the method with the FTA. Once approved, you are bound to it for at least one year.

Minimum binding periodA switch between the flat tax rate method and the effective method is possible only after one year at the earliest. The application must be submitted 60 days before the start of the year.


03How Is VAT Calculated?

The calculation is considerably simpler than with the effective method. You only need your gross revenue (incl. VAT) and your flat tax rate:

Formula: VAT liability = Gross revenue x Flat tax rate. Example: Web designer, revenue CHF 80,000 gross -- VAT liability = CHF 80,000 x 5.9% = CHF 4,720.

The return filed with the FTA is semi-annual -- you report your revenue and pay the calculated amount. No collection of input taxes, no complicated bookkeeping.

ImportantYou still charge your clients the statutory VAT of 8.1% (standard rate) on the invoice. The flat tax rate only applies to the settlement with the FTA -- the difference is your gain.


04Flat Tax Rate vs. Effective Method

Both methods have their merits. Here is a direct comparison:

CriterionFlat tax rate methodEffective method
EffortVery lowMedium to high
Claim input taxesNot possibleYes, fully
FilingSemi-annuallyQuarterly
Advantage with high material/goods costsNoYes
Advantage for servicesOften yesSituation-dependent
Binding period1 year minimumFlexible


05Key Flat Tax Rates for 2026

The FTA has defined a specific rate for all common industries. Here are the most relevant ones for Swiss self-employed professionals:

Industry / ActivityFlat tax rate
Management consulting, coaching, fiduciary5.9%
IT, web development, software development5.9%
Architect, engineer, planner5.9%
Graphic design, advertising, marketing5.9%
Photographer, cameraman4.4%
Therapist, physiotherapist2.0%
Electrician, plumber, trades3.7% -- 5.2%
Restaurants, cafes5.1%
Look up all ratesThe complete list of all flat tax rates can be found on estv.admin.ch under 'Flat tax rates by industry' (Saldosteuersaetze nach Branchen). einzly shows you the available rates directly during setup.


06Concrete Calculation Example

Suppose you are a self-employed consultant with CHF 120,000 annual revenue (excl. VAT). Here is how the two methods compare:

Scenario A -- Flat tax rate (5.9%): Revenue excl. VAT: CHF 120,000. VAT on invoices (8.1%): +CHF 9,720. Gross revenue: CHF 129,720. VAT liability (5.9%): -CHF 7,653. Retained VAT difference: +CHF 2,067.

Scenario B -- Effective method: VAT collected (8.1%): CHF 9,720. Input tax (e.g. CHF 15,000 costs x 8.1%): -CHF 1,215. VAT liability: -CHF 8,505.

In this example, the flat tax rate method is more favourable -- you keep CHF 2,067 more. You can find a detailed practical example with einzly in our separate article. The higher your deductible input taxes are (office equipment, material costs, rent), the more likely the effective method becomes worthwhile.



07Frequently Asked Questions About the Flat Tax Rate Method

No. You are bound to the chosen method for at least one year. The switch application must be submitted to the FTA 60 days before the start of the year. A switch is always possible as of 1 January.
You automatically lose the right to the flat tax rate method and must switch to the effective method -- from the following financial year. The FTA will generally notify you.
Yes. The flat tax rate method only simplifies the VAT return. You must still correctly record income and expenses and prepare an income-expenditure statement for direct federal tax purposes.
Yes. You select your industry rate during setup, and einzly calculates your VAT liability automatically with every filing. You receive a printable summary with all FTA field numbers.
Share